Citi

Cermati is Indonesia's leading financial technology platform that makes financial products accessible to everyone. Founded in 2015 by ex-Silicon Valley engineers from Microsoft, LinkedIn, and Google, Cermati operates as a comprehensive financial services portal connecting millions of Indonesians with credit cards, loans, insurance, and investment products. The platform integrates directly with banks, insurance providers, and financial institutions to enable seamless, secure online transactions that would otherwise require in-person visits and complex paperwork. Cermati's technology leverages data mining and AI to match users' risk profiles with suitable financial products, building systems capable of handling petabytes of data. The company is regulated by Indonesia's Financial Services Authority (OJK) and operates two main business units: Cermati.com for financial product comparison and distribution, and Cermati Protect for insurance brokerage services. Through its mobile apps and web platform, Cermati has established itself as Indonesia's Financial Super App, serving customers nationwide with products ranging from digital gold and mutual funds to paylater solutions and insurance.

DEI Committed | Worker-First | Shareholder-Backed Values When pressured to drop DEI, 98% of Costco shareholders voted against the anti-DEI initiative. The company continues unconscious bias and cultural competency training at all levels and supports employee resource groups. Known for industry-leading wages and benefits for retail workers. Why WDIWF selected this company: Overwhelming shareholder support for DEI (98%), above-industry wages, training programs on bias and cultural competency, values defended publicly.

Accor exists to pioneer the art of responsible hospitality, connecting cultures with heartfelt care. As the world's leading hotel group, Accor operates 5,600+ hotels, 10,000 restaurants and bars, and wellness centers across more than 110 countries - creating a fully integrated ecosystem that spans from luxury to economy segments. With a portfolio of 45+ iconic brands including Raffles, Fairmont, Sofitel, Novotel, and ibis, Accor serves millions of guests annually while maintaining an unwavering commitment to sustainable hospitality practices that positively impact communities and destinations worldwide. Founded in 1967 and headquartered in France, Accor is powered by 290,000+ Heartists® - hospitality experts who place people at the heart of everything they do. The Group continuously innovates and challenges the status quo, anticipating what guests will need tomorrow and redrawing the boundaries of hospitality. Through business ethics, responsible tourism, sustainable development, and a culture of inclusion, Accor delivers meaningful experiences while creating value for all stakeholders - guests, team members, owners, partners, and the communities they serve.

We're an international energy distribution and services company that's been around since 1882, back when we started as United Gas Improvement Co. in Philadelphia. Today, through our subsidiaries like UGI Utilities, AmeriGas, and UGI Energy Services, we deliver natural gas, propane, electricity, and renewable energy solutions to millions of customers across the United States and parts of Europe. We're not just moving energy from point A to point B - we're building the infrastructure and relationships that keep homes warm, businesses running, and communities thriving. Our work spans regulated utilities that serve more than 700,000 customers in Pennsylvania and Maryland, to AmeriGas which delivers over 1 billion gallons of propane annually nationwide. We've invested heavily in sustainable energy infrastructure, including LNG production facilities and renewable natural gas projects. What really drives us isn't the size of our operations though - it's the people on the ground who show up every day to keep the energy flowing safely and reliably. We believe in doing right by our customers, our communities, and each other, whether that's through our 140+ years of dividend payments or our commitment to reducing our environmental footprint.

DEI Committed | Shareholder-Backed Values | Heritage Brand Over 99% of shareholders voted to keep DEI after a proposal to abolish it. CEO Michelle Gass stated commitment is unchanged, core to who they are, and helps deliver results. Long history of social responsibility including being one of the first companies to desegregate factories in the 1950s. Why WDIWF selected this company: 99%+ shareholder vote to maintain DEI (verified proxy filing), CEO on record defending values, 1950s desegregation history (documented), profits-through-principles corporate structure.

Every year, millions of tons of industrial and hazardous waste threaten our ecosystems, communities, and future generations. Enviri exists to solve this crisis-transforming what others see as waste into valuable resources through innovative environmental solutions. With 12,000 team members across 30 countries and more than 250 operating sites, we partner with the world's most essential industries to safely process, recycle, and repurpose materials that would otherwise pollute our planet. Our mission is rooted in the belief that environmental responsibility and operational excellence are not opposing forces-they are the twin engines of sustainable progress. Through our three specialized divisions, Enviri delivers comprehensive solutions for the world's most difficult environmental challenges. Clean Earth provides essential processing and recycling for complex waste streams including hazardous materials. Harsco Environmental serves the global steel and metals industries, pursuing a circular economy by transforming industrial byproducts into reusable materials. Harsco Rail delivers railway track maintenance and construction equipment that keeps critical transportation infrastructure operating safely and efficiently. We don't just manage waste-we revolutionize how industries think about resources, creating measurable environmental impact while delivering value for our stakeholders.