Lloyd's is the only insurance marketplace of its kind in the world. It brings together more than a hundred syndicates and thousands of investors, enabling the market to shoulder more insurance risk for every unit of capital than any other financial institution in the world. Our unique global licences and excellent financial strength ratings provide the infrastructure, oversight and confidence required to understand, price and manage complex and interconnected risks.
Founded in 1688 when Edward Lloyd kept a coffeehouse on Tower Street in London, Lloyd's has grown into the world's leading market for specialist insurance and reinsurance. The market reported profit before tax of £10.6bn in 2025, demonstrating its financial strength and market leadership. Today, Lloyd's continues to build on its pioneering spirit and trusted intelligence, sharing risk to create a braver world while providing unparalleled expertise in managing the most complex risks facing global progress.