Watu is a leading asset financier focused on mobility and connectivity across emerging markets. The company provides financing for motorcycles, three-wheelers, and smartphones through systems built for scale, reliability, and long-term use. By offering quick onboarding, flexible payments, and clear terms, Watu delivers reliable access to capital that works for entrepreneurs over time, removing the upfront barriers that traditionally exclude underserved populations from economic participation.
Operating across Kenya, Tanzania, Uganda, Rwanda, DRC, Nigeria, Sierra Leone, South Africa, and expanding into Latin America, Watu has unlocked over $1 billion in credit and impacted millions of lives since its founding. The company's approach combines streamlined onboarding processes with flexible repayment structures and deep local market expertise, making asset financing practical and repeatable across diverse geographic contexts. Watu focuses on consistency and reliability across products, markets, and customer segments, enabling entrepreneurs to acquire income-generating assets that transform their economic prospects.